Payment estimate
SBA loan payment calculator
Use the payment tab to estimate principal and interest for a loan amount, rate, and term. This does not include all fees, lender costs, SBA guaranty fees, closing costs, or lender-specific terms.
Monthly payment = Loan amount x r x (1 + r)^n / ((1 + r)^n - 1)
What to compare
- Monthly payment against current cash flow.
- Payment with a shorter or longer term.
- Higher-rate stress test before lender outreach.
Educational estimate only. It is not a quote or offer of credit.